The reason I love October 1st is because the money in my Christmas Club is put into my savings account.
$1,151.23 this year.
I have done this for the last 20 years and I love it.
I have $40 from every paycheck put into the account.
It really adds up and I love that there is a penalty fee for taking out money early. It stops me from taking money out before Oct. 1st.
I use this money for christmas presents or whatever I want.
I’m going to the bank today to withdraw some money. This weekend we will make a Christmas list and we can start buying presents.
My goal us to have 75% of my Christmas shopping by December 1st.
I’m going to try to have Christmas cards finished by this time too. Not sure how many I’m going to send out. Stamps will probably be $1.00 by then…..
Do any of you have a Christmas Club account? What is your money saved for?
Chrissy's Fab 50's 